How to Prevent Debt Lawsuit
You would agree with me that dealing with debt collectors’ calls, lawsuits, or mailings is not something anyone would want to deal with. Now that most people already know the type of language that debt collectors use, they tend to have so much fear in them; hence, the reason for not wanting to deal with that. Some people, tend to think that ignoring a lawsuit would make debt disappear but this is not true. It can be hard for you to resolve an issue especially if you do not know what to do. Here are some of the ways to help you handle a debt lawsuit
You should consider hiring debt lawsuit lawyers. Even though some people might feel that it would be unnecessary and costly to hire a lawyer, the truth is that it would be a good idea. If you do not want to face confusion when it comes to defending against the lawsuit, you should ensure that you hire debt lawsuit lawyers.
You would avoid lawsuits if you challenge the legal rights of the company to file a debt lawsuit. There is no way for the process to continue if the company pursuing the debt lawsuit does not prove the right to do the same. If you do not want to admit the responsibility of debt, you should not stay silent on the matter. If you want the judge to go with your request, there would be a need for you to request documentation in writing. The plaintiff should have a signed credit agreement; it should have your signature.
You should ensure that you respond to the debt lawsuit or claim. You do not just sit and ignore the summons and complaints because that would be a big mistake. You do not want the collection agency to get a default judgment against you and this explains why you should ensure that you respond to the same. Some people wait for too long to respond to the claims but this should not be the case; what you should know is that the summons have a date and you should not take more than 30 days to respond.
It would be a good thing to ensure that you push back on the proof burden. It would be good for the plaintiff to prove the amount you owe. Moreover, the plaintiff would have to show that you are responsible for the debt. If you follow these tips, you will get the help that you need and it would help prevent debt collection lawsuits.